What Does an Insurance Adjuster Do?
After an accident, injured people are often told to go ahead and file an insurance claim. But what many folks don’t realize is that the outcome of that personal injury claim can completely depend on the insurance adjuster who’s handling their case—and that adjuster’s priorities are worlds away from yours. That’s why the Kansas personal injury lawyers at Patterson Legal Group are here with the information you need on what an insurance adjuster actually does.
What Is an Insurance Adjuster, Really?
An insurance adjuster is someone who works for an insurance company whose job is to dig into and resolve insurance claims. In personal injury cases, a liability claims adjuster is typically assigned by the at-fault party’s insurance carrier after an accident–all paid by the company, not you.
It’s easy to get lulled into thinking that they’re there to help–but you need to remember that they work for the insurance company, not for you. Their main responsibility is to protect the insurance company’s bottom line by deceiving you and getting these claims resolved as quickly and cheaply as possible.
What Does an Adjuster Do after a Crash?
Once an injury claim has been filed, the insurance adjuster starts looking into whether the insurer needs to pay out any damages–and if so, how much. They often end up doing things like:
- Getting the claim process started and keeping it on track
- Notifying the insurer that a claim is in
- Looking through police reports, medical records, photos, and witness statements
- Taking statements from the injured person and anyone else involved
- Figuring out what really happened and assigning blame
- Going over any damage to property
- Reviewing those costs you’re claiming, like medical expenses, lost wages and damage to personal property
- Deciding how much to offer and sending out the settlement offer
It all sounds pretty straightforward, but the truth is adjusters often go into these claims with the goal of getting away with paying as little as possible. This might involve disputing who was at fault, downplaying injuries, or even questioning whether you really needed that treatment.
How a Personal Injury Lawyer Helps Protect Your Claim
Most people who get hurt in an accident don’t realize that they don’t have to just take whatever the insurance company throws their way–even if it’s the second or third offer. Experienced personal injury lawyers know exactly how it is that insurance adjusters figure out these claims and how to push back when the offer is unfair.
At Patterson Legal Group, our personal injury lawyers are on your side, advocating for people like you by:
- Gathering evidence, including medical records and accident reports
- Figuring out who was at fault and whose insurance should pay
- Making sure you get the full value for all the costs you’ve incurred, now and in the future
- Communicating directly with the insurance adjuster on your behalf
- Fighting hard for maximum compensation
We also know all the tricks insurance companies use to try and cut down your claim or shift the blame back onto you.
Here to Help You Face Your Insurance Adjuster
Here at Patterson Legal Group, we’re here to give you the information you need on what an insurance adjuster actually does. We’re also here for you if you’re dealing with the claims process after an accident. Our dedicated team of litigators and trial lawyers has a proven track record of success in securing compensation for those in Kansas, as well as in Missouri, Oklahoma, and Colorado. We will fight for you every step of the way.
Get started today with a free consultation by calling us at 888-687-2400 or going online through our secure contact form. You can also connect with our LiveChat representatives. We work under a “No Win, No Fee” promise, so you won’t pay anything unless we win. Reach out today and take the first step towards the money you deserve.
