Garden City Car Accident Lawyer
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When you or a loved one is seriously injured in an accident, you need some of the best personal injury attorneys in Garden City. You may be facing medical bills and time off work. Our team of professional car wreck lawyers help to make sure your medical bills get paid and work to get you a check for pain and suffering.
Car accidents in Garden City are unavoidable and many occur every year. The causes of an accident can vary widely, and the accident could be the result of driver negligence, driving conditions, alcohol or drugs, faulty vehicle parts. Many who are seriously injured, find themselves permanently disabled and in need of a Garden City car accident lawyer. If you or a loved one have been injured, a Garden City car accident lawyer can help investigate the cause of your accident to make sure you are paid for your injuries.
Why Do I Need a Garden City Car Accident Lawyer for My Claim?
There are many advantages to hiring an attorney to represent you in an injury claim. One of the most valuable advantages? With attorney representation, most insurance company adjusters automatically increase the value of your case.
Another advantage to note: when you hire an attorney to work on your case, they are ethically bound to make every decision in your best interest. However, when you work directly with an insurance company, an insurance adjuster does not have the same ethical obligation to treat you fairly.
With a Garden City car accident lawyer, you have someone entirely on your side who is looking after your interests alone. We offer a free consultation if you have questions about whether or not you may have a claim and if representation will be helpful for you. If you have sustained a severe injury, an lawyer may be critical to properly evaluate your claim and find experts to work on your behalf.
Kansas “No-Fault” State — What Does It Mean?
If you are in an accident in Kansas, the policeman on scene may tell you that you are in a no-fault state. Now what does that mean for you? Does that mean you can’t collect money from the other driver?
No. What this means is that, by law, regardless of who was found to be at fault, your own insurance company will pay some or all of your medical bills via your personal injury protection (PIP) coverage. However, the maximum amount paid depends on a few factors, such as personal insurance coverage and state minimum payouts. For example, in Kansas, the minimum payout per state law is $4,500. That amount will go towards paying medical bills and reimbursing you on lost wages. This overall amount paid out will vary depending on whether or not you chose enhanced coverage.
Ultimately, the advantage of driving in no-fault states is that you don’t have to coordinate with another insurance company that has no loyalty to you. You also have no deductibles or co-pays when you use the PIP portion of your no-fault policy. Furthermore, once you complete treatment, your insurance company gets reimbursed from the at fault party’s insurance.
With all of this in mind, you may wonder why you need to contact a personal injury lawyer after an accident. The main reason is that even though you may be entitled to a certain amount of insurance coverage, you may not get the full amount. Insurance companies in general do what they can to reduce the amount of money they pay out for claims.
As a result people who are represented by attorneys receive around 3.5 times more for their injury claims than those who don’t hire a lawyer.
For more information about KANSAS PIP, click here.
What Parts of Kansas do You Serve?
Patterson Legal Group, LC serves residents of Garden City, Kansas. Our firm has offices in Wichita and Topeka, KS. We have the resources necessary to conduct car accident investigations throughout Kansas. Our Garden City car accident lawyers serve throughout Finney County, with service through area code: 620; and zip codes: 67846, 67868. Visit http://www.garden-city.org/ for more information on Garden City, a city known as Kansas’ Big Dipper.